Jim Miller

Jim Miller is the creator of Savvy Senior, a syndicated information column for older Americans and their families that is published in more than 400 newspapers and magazines nationwide. Jim is also a contributor on NBC’s “Today” show and is the author of The Savvy Senior, The Ultimate Guide to Health, Family and Finances for Senior Citizens, (Hyperion).

Jim is frequently quoted in articles about issues affecting senior citizens and has been featured in numerous high profile publications, including Time magazine, USA Today and The New York Times. In addition, he has made multiple appearances on CNBC, CNN, Retirement Living Television and national public television.

Dear Savvy Senior,

Do you know where I can find cheaper high-speed internet services for my home? I’m 70-years old and live strictly on my Social Security and would like to find something faster and less expensive than I currently have.

Surfing Susan

Dear Susan,

There are actually two new resources available today that can help you save money on your home internet services, but what’s available to you will depend on your income level and where you live. Here’s where to begin.

Internet Discounts

Depending on your financial situation, a good first step to reducing your home internet costs is through the new Emergency Broadband Benefit (EBB) program. This is a temporary federal benefit that provides a discount of up to $50 per month towards broadband service for eligible households and up to $75 per month for households on tribal lands.

Eligible households can also receive a one-time discount of up to $100 to purchase a laptop, desktop computer, or tablet from participating providers if they contribute $10 to $50 toward the purchase price.

To qualify, you’ll need to show that your annual household income is at or below 135 percent of the federal poverty guidelines, which is $17,388 for one person or $23,517 for two.

Or, if you’re receiving certain types of government benefits such as Medicaid, food stamps (SNAP), SSI, public housing assistance, veterans’ pension or survivors pension benefit, or live on federally recognized tribal lands.

Households that experienced a substantial loss of income since February 29, 2020 due to job loss or furlough can also qualify for the EBB program, as long as their household income for 2020 was at or below $99,000 for single filers and $198,000 for joint filers.

To apply, go to GetEmergencyBroadband.org where you can apply online or print out an application and mail it in.

If you’re already receiving assistance through the federal Lifeline benefit (see LifelineSupport.org), which is a $9.25 monthly subsidy for phone or internet costs, you automatically qualify for the EBB program, and you can receive both benefits at the same time. You can apply your EBB and your Lifeline benefit to the same or separate services.

Or, if your broadband provider already has its own low-income or COVID-19 relief program, you may be able to qualify through this program as well. Talk to your broadband provider for more information.

Low-Cost Internet

If you’re not eligible for the EBB program, another resource for locating cheaper high-speed internet is Aging Connected, which has a higher income qualification.

Created by Older Adults Technology Services from AARP (OATS) and the Humana Foundation, Aging Connected is a nationwide campaign created to help lower-income seniors find low-cost, in-home broadband options in their area.

Partnering with telecommunications companies, nonprofits and public entities, Aging Connected will help you search for services in your area that provide high-speed internet at a very low cost. Most participating companies charge around $10 to $15 per month, with no contract and no equipment fee.

Aging Connected also provides referrals to affordable desktop and laptop computers for under $160.

To qualify, you’ll need to show that your annual household income is at or below 185 percent of the federal poverty guidelines, which is $23,800 for one person or $32,200 for two. Or, if you’re receiving certain types of government benefits similar to the EBB program.

To search, go to AgingConnected.org and type in your ZIP code, name and email address, or you can call 877-745-1930.

Other Search Options

If you find that you’re not eligible for either of the previously listed resources, you may still be able to save on your internet by shopping and comparing. The best way to do this is at websites like InMyArea.com and BroadbandNow.com, both of which provide a list of internet providers in your area, along with pricing and download speeds.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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